Welcome to your 2022 Benefits Open Enrollment
Here you will be able to find all information related to your 2022 benefit plans, online enrollment, and more. We hope you find the information here informative and helpful as you navigate through your benefit enrollments for 2022.
We know deciding on your health plan and other benefits is hard. We are prepared to educate you, so you are confident in your decisions.
To the right, you will find brief videos describing each benefit for 2022.
Bellavance Trucking is proud to offer a Medical Plan through Cigna to eligible employees.
| HRA Benefit Information – Employer annual funding of HRA2 Catastrophic Coverage increases to $3,900 (individual) and $7,800 (couple or family). Employee’s shared responsibility does not change. It is still $2,000 (individual) and $4,000 (couple or family).
Dental Benefit Information – no plan changes Vision Benefit Information – no plan changes Voluntary: Bellavance Trucking offers voluntary products through Renaissance (previously Security Mutual).
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Forms and Plan Documents
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Contact Us
Krissy Bellavance
krissyb@bellavancetrucking.com
Watch these brief videos below to find out more about your 2022 benefits.
Medical Benefits
Telehealth through MDLIVE
Employees enrolled under the Cigna medical plan have access to telehealth services through MDLive. Via phone or video conference you can consult with a board certified physician to obtain convenient care for minor conditions/symptoms. You are encouraged to register now, so you can avoid this process in the future when circumstances cause you to obtain the consult. Any payments for these services are automatically applied to the out-of-pocket maximum under your plan.
Cigna Telehealth Connection
My HRA Benefits
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage 1st of the month following 60 days.
HRA
Bellavance Trucking provides a Health Reimbursement Account through Healthy Dollars which works directly with your group medical policy. Bellavance will fund $1,000 for an individual contract, and $2,000 for a double/family contract. An additional $3,900 will be made available after the individual has satisfied their shared responsibility of $2,000. For double/family contracts its an additional $7,800 after they have satisfied their responsibility of $4,000 in charges.
My Vision Benefits
My Dental Benefits
EligibilityEmployees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 60 days. Dependent children are covered up to their 20th birthday. |
Dental Plan
We provide our employees with a dental reimbursement plan. This plan is provided to every employee at no cost once you have met your eligibility period.
Contributions
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The Dental Reimbursement plan is employer paid for all employees. |
Contact Us
See Krissy Bellavance for reimbursement or benefit related questions.
krissyb@bellavancetrucking.com
802-479-9311
Voluntary Life Benefits
EligibilityEmployees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 60 days. |
Life Insurance Contributions
| This benefit is 100% employee paid. Premiums will be deducted on weekly basis. |
| *Rates are per $1,000 of benefit for employee and spouse.
**Rates are $0.490 per $1,000 benefit for children. |
Voluntary Short and Long Term Disability Benefits
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following their date of hire.
Short Term Disability Contributions
| This benefit is 100% employee paid. Premiums will be deducted on weekly basis. |
| *Rates are per $10 of weekly benefit. |
Long Term Disability Contributions
| This benefit is 100% employee paid. Premiums will be deducted on weekly basis. |
| *Rates are per $100 of weekly benefit. |
New Voluntary Benefit for 2022 - Identity Theft through ID Watchdog
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following their date of hire.
Bellavance Trucking is pleased to offer this valuable voluntary benefit for 2022 through ID Watchdog.
ID Watchdog helps warn you when your personal information is stolen and helps you better protect yourself and your family from identity fraud – when stolen information is used for illicit gain. You’ll have greater peace of mind knowing you don’t have to face the complexities of identity theft alone.
This benefit is 100% employee paid
Video – Why Choose ID Watchdog – The Threat of Identity theft
My EAP
EligibilityEmployees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 60 days only if enrolled in Voluntary LTD. |
Employee Assistance Program
Contributions
The EAP benefit is provided by the company at no charge to employees enrolled in Voluntary Long Term Disability.
Contact Us
#1-888-681-8112
www.investeap.org
Medicare Navigation
Medicare is very complex and it is important that you have an advocate who can provide you the proper Medicare education and guidance.
There are different paths you can choose in Medicare plans and it can be very time consuming and difficult to filter through these options yourself. It is important that you find the appropriate plan in your area that best fits your medical needs and is within your financial budget.
SmartConnect is a resource that will simplify the Medicare approach by providing you the needed education, plan evaluation and enrollment assistance.
Click on the button below to learn more about Medicare Navigation through SmartConnect.
Additional Medicare Resources
Student Loan Assistance
Eligibility
In order to participate in the plan, you must satisfy certain age and service conditions under the plan:
1. Minimum age requirement: In order to participate in the plan, you must be at age 21.
Student Loan Assistance
The Bellavance tuition assistance program is designed to help Bellavance employees pay back student loan debt and improve their financial well-being.
Utilizing Bellavance’s relationship with The Richards Group, consultation services provided through GradFin are provided free of charge. GradFin is a new employee benefit program that is revolutionizing the way employees can reduce their student loan debt.
GradFIN will:
- Provide one-on-one education consultations with GradFin Consultation Experts to review your current loan status and discuss personalized payoff options to save on your loans.
- Offer a competitive interest rate reduction when you refinance your loans.
- Provide up to a $300 bonus to you when you refinance your loans with GradFin. The $300 bonus will be applied to the principal balance of the closed loan.
- Offer the lowest interest rates in the industry through their lending platform which is made up of ten lenders to maximize the chances that you will be approved for a new loan.
Contact Us
#1-844-GRADFIN
For more information or to schedule a 15-minute appointment with a GradFin Consultation Expert click HERE!
Retirement Savings Plan
Eligibility
In order to participate in the plan, you must satisfy certain age and service conditions under the plan:
1. Minimum age requirement: In order to participate in the plan, you must be at age 18.
2. Service Requirement: 2 months of service.
