2021 Open Enrollment

Medical Benefit Information

  • Out of pocket is now $6,900/$13,800

HRA Benefit Information – Employer annual funding of HRA2 Catastrophic Coverage increases to $3,900 (individual) and $7,800 (couple or family). Employee’s shared responsibility does not change. It is still $2,000 (individual) and $4,000 (couple or family).

Dental Benefit Information – no plan changes

Vision Benefit Information – no plan changes

Voluntary:  Bellavance Trucking offers voluntary products through Renaissance (previously Security Mutual).

  • Term Life and AD&D – Current employees that waived coverage during the initial enrollment have the opportunity to enroll with evidence of insurability (medical questions). Employees currently enrolled on the plan can increase coverage up to Guarantee Issue ($200,00) for themselves and up to $25,000 for a spouse.
  • Short Term Disability
  • Long Term Disability
Forms and Plan Documents

Enrollment will be automatic if you are not making changes, otherwise you must access Online Enrollment:

  • Change your existing plan elections for Medical, Dental, Vision, and Voluntary Life, Short Term Disability, and Long Term Disability;
  • Elect new Accident coverage;
  • Make changes to your current dependent information and dependent coverage;
  • Elect coverage as a new participant;
  • Waive coverage.

The enrollment system Login and Enrollment Guide can be found on the “Benefits Enrollment”.

Out of State employees will be contacted individually to make adjustments to their benefits

Contact Us

Krissy Bellavance
krissyb@bellavancetrucking.com

Medical Benefits

Eligibility

Employees who work at least thirty (30) hours per week are eligible for medical coverage 1st of the month following 60 days.

Medical Plan

Bellavance Trucking is offering all eligible employees a health plan through Cigna.

My HRA Benefits

Eligibility

Employees who work at least thirty (30) hours per week are eligible for medical coverage 1st of the month following 60 days.

HRA

Bellavance Trucking provides a Health Reimbursement Account through Healthy Dollars which works directly with your group medical policy. Bellavance will fund $1,000 for an individual contract, and $2,000 for a double/family contract. An additional $3,900 will be made available after the individual has satisfied their shared responsibility of $2,000. For double/family contracts its an additional $7,800 after they have satisfied their responsibility of $4,000 in charges.

Contact Us

Healthy Dollars – HRA
#1-877-687-6921
www.healthydollarsinc.com

Forms

My Vision Benefits

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible the first of the month following 60 days.

Contributions

The Vision Plan monthly premium is employer paid for all employees.

Contact Us

VSP
1-800-877-7195
www.vsp.com

Plan Provider Directory

Register at VSP.com to keep track of your benefit.

Forms

My Dental Benefits

Eligibility

Employees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 60 days.  Dependent children are covered up to their 20th birthday.

Dental Plan

We provide our employees with a dental reimbursement plan.  This plan is provided to every employee at no cost once you have met your eligibility period.

Contributions

The Dental Reimbursement plan is employer paid for all employees.

Contact Us

See Krissy Bellavance for reimbursement or benefit related questions.

krissyb@bellavancetrucking.com

802-479-9311

Voluntary Life Benefits

Eligibility

Employees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 60 days.

Life Insurance Contributions
This benefit is 100% employee paid. Premiums will be deducted on weekly basis.

*Rates are per $1,000 of benefit for employee and spouse.

**Rates are $0.490 per $1,000 benefit for children.

Voluntary Short and Long Term Disability Benefits

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following their date of hire.

Short Term Disability Contributions
This benefit is 100% employee paid. Premiums will be deducted on weekly basis.
*Rates are per $10 of weekly benefit.
Long Term Disability Contributions
This benefit is 100% employee paid. Premiums will be deducted on weekly basis.
*Rates are per $100 of weekly benefit.

My EAP

Eligibility

Employees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 60 days only if enrolled in Voluntary LTD.

Employee Assistance Program
Contributions

The EAP benefit is provided by the company at no charge to employees enrolled in Voluntary Long Term Disability.

Contact Us

Invest EAP
#1-888-681-8112
www.investeap.org

Student Loan Assistance

Eligibility

In order to participate in the plan, you must satisfy certain age and service conditions under the plan:

1. Minimum age requirement: In order to participate in the plan, you must be at age 21.

Student Loan Assistance

The Bellavance tuition assistance program is designed to help Bellavance employees pay back student loan debt and improve their financial well-being.

Utilizing Bellavance’s relationship with The Richards Group, consultation services provided through GradFin are provided free of chargeGradFin is a new employee benefit program that is revolutionizing the way employees can reduce their student loan debt.

GradFIN will:

  • Provide one-on-one education consultations with GradFin Consultation Experts to review your current loan status and discuss personalized payoff options to save on your loans.
  • Offer a competitive interest rate reduction when you refinance your loans.
  • Provide up to a $300 bonus to you when you refinance your loans with GradFin. The $300 bonus will be applied to the principal balance of the closed loan.
  • Offer the lowest interest rates in the industry through their lending platform which is made up of ten lenders to maximize the chances that you will be approved for a new loan.
Contact Us

GradFin
#1-844-GRADFIN
For more information or to schedule a 15-minute appointment with a GradFin Consultation Expert click HERE!